Ok, so sometimes in life you
have to enter a boxing ring. If you do not you will be walked all
over. In the house situation I have been in a battle ever since it
started. To begin with, because I already had a house this mortgage
was looked upon as a second home or an investment property. That made
the conventional loan requirements much harder to meet. So every step
of the way the underwriters would deliver a punch saying "we need
proof of this or you will be denied". Then I would respond by faxing
proof to them and sometimes they wouldn't receive it. Then I would
have to swing again and do it again.

Then a couple of days before we were supposed to close something
happened that wasn't my
fault. The underwriters did not like that the appraiser put his
opinion about the seller paying closing costs. As a result they were
about to deny my loan and
the appraiser wrote an apology to VP of the bank. They thought I would
be knocked out. Finally the only way I might have a shot was if I
would pay my half of the closing costs. As a result I picked up the
closing costs with my glove and delivered a punch. I was very
persistant and everyone noted that. The mortgage broker said most
people would have quit way before then. The only problem was I would
not know if it was a knockout until I was actually at the table and
the banks gave up their funds.

So of course I was not getting any sleep. I wasn't even thinking about
the old house when on my way to closing I get a call - "There's an
offer on your old home" "I accept it!" and so during that cold and
rainy day I was joyous. Things were looking up. I was on cloud nine.

So Holly and I get to closing. Holly had food poisoning that day and
didn't
feel well, but she got through it all. I did pray that it all would go
smooth. There was a little punch thrown in the negotiating table and I
had to call the seller and tell him to take off the gloves, and he
did. In the end, after two hours of paper signing everything went
through. In the pouring rain I was given the keys. In my mind it was a
miracle. To have everything work out like that.

So we moved on Friday. There was alot of stuff and we still have stuff
at the old house. We got new furniture delivered and our new is a
dream house. Although back to reality.

In reality our water heater broke on Saturday and the home
warranty people are coming tomorrow to replace it. That actually could
be a good thing cause our house will have a new water heater.

The worst part about the reality is that the offer on our home backed
out today. It had something to do with their kid choking and them
wanting a one
story house. I guess it is back to showin the house. Luckily once
cleaned we won't have to worry about spontaneous showings. There is
always a silver lining in every cloud and there is always a winner in
a boxing match. Yo Holly, I did it!